BFSI insights

DeFi TrustBoost: Blockchain and AI for Trustworthy Decentralized Financial Decisions

Published 28 Nov 2025 ยท arxiv.org
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Overview

The DeFi TrustBoost Framework leverages blockchain and Explainable AI to address challenges in decentralized finance, particularly for small business loans. It aims to enhance trust by ensuring confidentiality, compliance, and resistance to adversarial attacks.

Key Insights

  • Confidentiality and Compliance: The framework ensures data protection and compliance with regulatory audits, crucial for financial institutions.
  • Tamper-proof Auditing: Introduces techniques for secure auditing of AI decisions, enhancing transparency.
  • Data Storage Strategy: Utilizes on-chain and off-chain data storage to facilitate collaboration among financial organizations.

Why It Matters

This framework is significant for financial services, particularly in lending, as it enhances trust and compliance in decentralized finance, crucial for small business loans.

Actionable Implications

  • Financial institutions should explore integrating blockchain and AI to improve trust and compliance.
  • Lenders can adopt these technologies to enhance transparency and security in loan underwriting processes.
researcher article cross-bfsi financial-services financial-services-trust-corporate-services risk technology regulatory
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